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When it comes to the idea of competing with reverse mortgage offerings, Harrington also explained that some customers who fall through the proverbial cracks of the government-insured products now have.

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A conventional mortgage can require a sizable down payment in comparison to other types of mortgage loans. conventional lenders have traditionally required up to 20% for a down payment, but now they can offer a 3% down payment program to compete with the 3.5% minimum down payment option for an FHA loan.

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