Another edition of mortgage match-ups: "FHA vs. conventional loan.. Speaking of mortgage rates, FHA loans tend to come with slightly lower.

Discover why FHA mortgage rates are priced more competitively than conventional mortgage rates. Get a conventional or FHA rate quote.

For those who qualify, VA loans require an upfront funding fee, but also require no money down and no mortgage insurance and offer a better interest rate than conventional mortgages. We help you.

Conventional Fixed Mortgage Conventional Home Loans – Rates, Eligibility & Benefits. – Conventional loans can be a great lower cost mortgage option for people who can afford to take advantage of some of its key benefits. One of these benefits is the lack of an additional mortgage insurance payment for borrowers who are able to make a 20% down payment.

FHA vs. Conventional Loan Calculator Let Hard Numbers Guide Your FHA or Conventional Loan Decision Many borrowers qualify for both government and conventional mortgage programs, and choosing between the two can be complicated. When you’re looking at different upfront charges, interest rates and mortgage insurance costs, finding the cheapest option can be a challenge.

*Conventional mortgage insurance quotes for from MGIC rate finder as of 7/15/15. **Monthly FHA mortgage insurance declines along with the loan balance. After 10 years, it drops by $39/mo in this scenario.