About the author: The above Real Estate information on how to negotiate issues after a real estate home inspection was provided by Bill Gassett, a Nationally recognized leader in his field.Bill can be reached via email at [email protected] or by phone at 508-625-0191. Bill has helped people move in and out of many Metrowest towns for the last 31+ Years.
Buyers, sellers, and sometimes even real estate agents get confused with how closing cost credits work. Closing cost credits are a great tool to help buyers pay their closing costs and have more money after closing. This is important because buyers often have lots of expenses such as making repa
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During a real estate transaction, closing costs represent the accumulated fees that make the sale possible. These fees tend to come from title, escrow and lender companies for the many services.
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The Terms of a Seller Credit. Buyers request an amount, as a percentage or dollar amount, in the offer to purchase. The seller may accept, reject or counter-offer the seller credit. The seller pays the credit as a lump sum at closing from his sale proceeds. Limitations to what the credit covers may apply.
Barter for something of value to the buyer. Often sellers will suggest their real estate agent ask the buyer’s agent if the buyers want appliances or furniture if they have no plans move them.
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Credits and the Mortgage Process. However, lenders also limit the amount of seller assist that buyers can accept because the lenders require that buyers be able to afford the homes they purchase. fha loans, for example, which are guaranteed by the Federal Housing Administration, cap the amount of seller assist at 6 percent.
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All REALTORS and Real Estate Agents are required to be licensed by the state to represent buyers and sellers in property transfers. A REALTOR is a real estate agent who is a member of the National Association of REALTORS, which