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  1. – Local Down Payment Assistance Programs. Many state or local down payment assistance programs reduce or eliminate the need for a down payment. They are often in the form of an interest-free, "silent" second mortgage that doesn’t need to be repaid until the house is sold, refinanced, or paid in full.

    Ontario No Down Payment Homes – SIMPLE, FAST and FREE!! Home buyers find Ontario no down payment home mortgages. Qualified homebuyers still have the opportunity to make homeownership possible with no down payment! Buyers can purchase homes from sale listings, foreclosure home listings and real estate for sale across Ontario.

    An FHA (Federal Housing Administration) loan differs from conventional loans because it does not require a sizable down payment. They are.